Top websites to get payday loans in Missouri


A payday loan is similar to a cash advance on your wages. You receive a small amount (usually between $100 and $1,000), which must be repaid in full on or just after your next paycheck (no more than 30 days later).Because there are no installments, you’re only required to pay a single finance charge along with this repayment.One can however exercise the right to cancel the loan before the end of the following business day.

Payday loans can help you quickly get money to cover an emergency expense or late bill.However, being smalldollar, short-term loans, payday loans come with interest rates of almost 400%.

Latest trends and legality

Payday loans are legal in the state of Missouri. However, the numberof lenders have been on the decline in recent years. From 2011 to 2019, the state saw a decrease in the number of payday loan licenses issued.As of January 2019, there were approximately 617 active payday loan licenses in the state. However, average loan size and annual percentage rates have been steadily increasing over the years.

Cost of loan

Missouri payday loans are high-cost forms of credit. Here are the possible fees a lender may charge when you borrow.

  • Financing fees: 75% of the initial loan amount–this includes all interest and other fees
  • Collection fees: Lenders may charge a reasonable non-sufficient funds (NSF) fee if you fail to repay
  • Default charges: Court costs and reasonable attorney fees


Whether you apply online or in-store, you should be at least 18 years old, be an American citizen or permanent resident and have a regular source of income.

Lenders usually require you to supply some personal information in order to confirm your identity and disburse your loan. This includes your Social Security number and details from a valid form of ID. You’ll also have to discuss your monthly income and some details about your employment, and if you’re applying online, lenders will request access to your personal checking account.

Following are some of the unique features of various websites offering payday loans in Missouri.

Get Missouri Payday Loans Online 2020 – Between $100 and $1,000

If you need a small short-term loan, then look no further. Complete a simple loan request form and will connect you with any of the direct or indirect lenders in a matter of minutes.

You can apply (even with bad credit) by filling out our safe and easy online form to tap  into a network of 100+ payday lenders, who accept online applications from adult Missouri saves you time by connecting you with direct lenders across Missouri, who can get you fast cash as soon as the next business day during the working week.

Opploans aims at creating accessible lending products that deliver a top rated consumer experience to Americans who are turned away by traditional providers. Opploans offer loans with no hard credit check. The firm is highly rated on Google and carry an A+ rating from the Better Business Bureau.

Some of the other players operating in Missouri comprise of


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